Terms & Conditions

Last Updated: May 26, 2026

The websites operated by Paul Nahari DBA Summit Health serve as informational resources and are not official government-run marketplace websites associated with HealthCare.gov.

Ownership and operation of these websites are held by Paul Nahari DBA Summit Health. For individuals seeking to enroll in an Affordable Care Act ("ACA") health plan, consultations may be conducted with Paul Nahari DBA Summit Health, an independent licensed insurance broker located at:

3112 Buffalo Ln
Grove, Oklahoma 74344

By accessing or using this website located at https://fastfreeinsurance.com/ (the "Website"), users agree to comply with and be bound by the following Terms of Service.

Overview

The purpose of https://fastfreeinsurance.com/ is to provide information and facilitate connections between U.S. citizens and licensed insurance brokers for obtaining Affordable Care Act (ACA) health insurance plans and related services.

While reasonable efforts are made to ensure the information provided is accurate and current, Paul Nahari DBA Summit Health makes no guarantees regarding the completeness, accuracy, or reliability of any content on this Website.

Use of this Website, submission of personal information, enrollment in services, or participation in communications provided through this Website constitutes acceptance of these Terms of Service.

SMS Messaging Program

By voluntarily providing your mobile phone number and expressly consenting to receive text messages, users agree to participate in the SMS messaging program provided by Paul Nahari DBA Summit Health.

SMS communications may include, but are not limited to:

Appointment reminders

Insurance consultation scheduling

ACA enrollment updates

Follow-up communications regarding requested information

Customer support communications

Service notifications

Promotional or marketing messages related to insurance products and services

Message frequency may vary based on user activity and service interactions.

Message and data rates may apply based on your mobile carrier plan.

Consent to receive SMS messages is not required as a condition for purchasing products or services.

SMS Opt-Out Instructions

Users may opt out of receiving text messages at any time by replying:

STOP

Upon receipt of a STOP request, users will receive confirmation of their removal from SMS communications.

Users may also request additional information by replying:

HELP

or by contacting us directly using the contact information below.

Support Contact Information

For questions regarding these Terms of Service, SMS communications, or other support matters, please contact:

Paul Nahari DBA Summit Health
Website: FastFreeInsurance.com
Phone: (561) 929-5284
Email: [email protected]

Carrier Liability Disclaimer

Mobile carriers and wireless providers are not responsible for delayed or undelivered messages.

Message delivery is subject to effective transmission by your wireless carrier and network availability.

Age Restriction

The Website and services offered by Paul Nahari DBA Summit Health are intended only for individuals who are at least 18 years of age.

By using this Website, users represent and warrant that they are at least 18 years old.

We do not knowingly collect information from or provide services to individuals under the age of 18.

Acceptable Use / Indemnification

Use of the Website is conditioned upon agreement to use it solely for lawful purposes and in accordance with these Terms.

Users agree not to:

Misrepresent identity or provide false information

Upload, distribute, or transmit malicious code, malware, or viruses

Attempt unauthorized access to systems or data

Violate applicable local, state, or federal laws and regulations

Use the Website in any way that interferes with Website operation

Users agree to defend, indemnify, and hold harmless Paul Nahari DBA Summit Health, its owners, affiliates, employees, contractors, and partners from any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorney fees arising from use of the Website or violation of these Terms.

Limitation of Liability

Under no circumstances shall Paul Nahari DBA Summit Health, its affiliates, owners, employees, or representatives be liable for any direct, indirect, incidental, consequential, special, or punitive damages resulting from:

Use of or inability to use the Website

Errors or omissions in Website content

Service interruptions

Loss of data

Business interruption

Financial losses

If dissatisfaction with the Website occurs, the sole remedy available is to discontinue use of the Website.

Changes to These Terms

Paul Nahari DBA Summit Health reserves the right to modify these Terms of Service at any time.

Updated versions become effective immediately upon posting to this Website. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

Contact Information

Questions regarding these Terms of Service may be directed to:

Paul Nahari DBA Summit Health
3112 Buffalo Ln
Grove, Oklahoma 74344
Website: FastFreeInsurance.com
Email: [email protected]
Phone: (561) 929-5284